Recent studies have shown that close to 75% American adults have a form of dental disease, but they are unaware of it. However, scheduling regular professional teeth cleaning and dental checkup can help identify any sign of gum disease and take care of any oral health issue. People with dental insurance often take advantage of their cover, but some are still wondering whether it is worth investing in it or not. Here are five reasons everyone should have dental insurance.
Many people postpone their appointments with their dentists due to financial concerns. Recent research has found that expenditure on dental health will continue to increase over time. Fortunately, dental insurance companies offer different policies that can cover all your medical costs. Your dental insurance can cover all expenses on diagnostic and preventative care such as cleanings and checkups. Others cover costs on other necessary procedures such as tooth canals and fillings. Your dental insurance can also cover 50% of your expenditure on major operations, bridges, and crowns.
Enhance the Performance of Kids
Recent reports have shown that parents spend approximately 20% of their kid’s health care expenses on dental care. The most common and yet preventable dental disease among kids is tooth decay. It is, however, more common than conditions such as hay fever and asthma. One in five kids under eighteen years don’t visit a dental practice for checkup and cleaning every year. Reports have also shown that children with oral health problems often struggle to learn and concentrate in the classroom. As a result, children lose millions of school hours due to dental-related issues.
Reduced Lost Work Hours
A recent study has found that workers lose at least 164 million hours due to oral health-related issues. Companies often struggle to meet the expectation of their clients when workers aren’t at work.
Dentists often check all oral health issues during an examination and also review the overall health of a patient. One way to control medical costs is to detect health problems in their early stages. Recent research has found that all systematic diseases ranging from osteoporosis, cardiovascular disease, and diabetes are linked to oral health symptoms.
Cater for an Emergency
A dental emergency can happen anytime, and that’s when a patient needs to visit a dental practice right away. Whether you started to experience severe symptoms, chipped a tooth, or lost a tooth while in the field, visiting a dental practice will be imperative. Having dental insurance could make you less worried about the financial burden during an emergency where you have to see a dental practitioner right away. With dental coverage, you will receive treatment for free or at a lower cost than you would without dental coverage.
Dental hygiene has a close association with overall health. As such, having an insurance cover and visiting a dental practice can help keep your oral fitness at peak. Of course, consulting a dental practitioner comes at a cost, which is why having dental health coverage is crucial.